Equifax hack: 'Sham' security check website is 'completely broken'

Credit reporting company Equifax Inc. corporate offices are

The theft included credit card data, social security numbers, and addresses of over 140 million people. But the site provides responses even for bogus names and numbers (such as "Trump" and "123456"), leading to questions about its accuracy. It stated that persons who enrolled in the free credit-monitoring service offered by Equifax would give up the right to join a class-action lawsuit and would have any legal dispute forced into private arbitration rather than open court. Last week, when the announcement finally came to light, all Equifax offered us was a bug-ridden website and a year's worth of the same old credit monitoring.

But no Social Security numbers or drivers' license information were disclosed in the Yahoo break-in.

Since cybercriminals may have accessed what Ulzheimer calls the "crown jewels of information" at Equifax, he also suggests putting a long term freeze on your credit. This is a good idea as long as you're not about to apply for a mortgage, vehicle loan or other line of credit.

The language referred only to the former company, and, in a detail doubtless unnoticed by many visitors, the Terms of Use was hosted on TrustedIDPremier.com, not Equifax.com. On Monday, it said in a blog post it's "listening to issues consumers have experienced and their suggestions" and had made changes, such as increasing call center support.

Gamble sold more than 13 percent of his stake in Equifax. But what does freezing your credit entail, and how easy is it to do (and undo)? If a creditor wants to view your data because an identity thief is trying to set up an account using your name and information, the freeze will prompt the creditor to refuse to set up a new account.

Run your credit reports.

First, the credit reporting agency's business model involves storing information securely and ensuring it does not get in the wrong hands. "It poses an identity-theft threat to tens of millions of people", said Jocelyn Baird, associate editor of NextAdvisor, a consumer information website.

The unauthorized access occurred between mid-May and July, but no suspicious activity has been found in the company's core credit-reporting databases, Chief Executive Officer Richard Smith said in a video on Equifax's website. Employers, landlords and utilities also use the bureaus' data to check up on consumers. Large breaches like this attract scammers and criminals who try to obtain your personal information by posing as the company who experienced the breach and/or the company providing credit and identity monitoring services as a result of the breach. Two law firms - Olsen Daines PC and Geragos & Geragos - filed a a suit in federal court in OR, and a lawyer from Morgan & Morgan filed a suit in federal court in Georgia, CyberScoop reports.

Also, if you've signed up for the service, be aware that you'll get only one year for free, and if you don't cancel it when that year ends, Equifax will continue to provide it - and bill you for it, of course. Arbitration is slated to be barred in the financial industry next year by the Consumer Finance Protection Bureau, but Republicans have sought to reverse that ruling.

Related News:

  • U.S.  stock futures shoot higher as North Korea tensions ebb

    U.S. stock futures shoot higher as North Korea tensions ebb

    The dollar index, which measures the greenback against a basket of six major currencies, gained 0.38 percent at 91.697. The S&P 500 dropped 0.2 percent and the Nasdaq Composite shed 0.6 percent while the Dow inched up 0.1 percent.
    Two Florida Law Enforcement Officers Killed in Pre-Irma Crash

    Two Florida Law Enforcement Officers Killed in Pre-Irma Crash

    The Florida Highway Patrol confirmed the crash took place Sunday morning in Hardee County, located east of Sarasota. No other vehicles were involved and both Bridges and Ossman were the sole occupants of their vehicles, police said.
    Fifty Shades Freed Teaser Trailer - Marriage Gets Violent

    Fifty Shades Freed Teaser Trailer - Marriage Gets Violent

    Grey are seen on their honeymoon with steamy scenes that soon turn into dark ones as Anastasia is shown shooting a gun. Teaser for the final instalment of the Fifty Shades of Grey trilogy.
  • Carson Wentz throws brilliant 58-yard TD

    Carson Wentz throws brilliant 58-yard TD

    Having survived the ups and down, bumps and bruises of his rookie season, Wentz emerged as a leader on and off the field. Cravens is 22-years-old, and this is the third time that he has reportedly considered retiring.
    Richard Branson to ride out Hurricane Irma in wine cellar

    Richard Branson to ride out Hurricane Irma in wine cellar

    Necker, which Branson purchased in 1978, not only serves as the billionaire's home, but also operates as a small luxury resort. The doors and windows outside of the wine cellar where Branson and his team sought shelter had flown 40 feet away, he said.
    Hurricane Irma knocks down crane arm in Miami

    Hurricane Irma knocks down crane arm in Miami

    The boom of the crane snapped off and is now still connected to the tower, but is hanging off the side of the building. Those counterweights could pose a grave threat if any of the cranes are unable to withstand wind and flying debris.
  • CCSD schools to close Friday through Tuesday for Hurricane Irma

    CCSD schools to close Friday through Tuesday for Hurricane Irma

    Students, faculty and staff should monitor alerts.fsu.edu for official FSU updates and emergency information and instructions. The safety of our students and staff is our highest priority, and every decision is made with this in mind.
    Find Brexit solutions, United Kingdom  told

    Find Brexit solutions, United Kingdom told

    The Labour MSP added: " The talks do not appear to be making as much progress as had been expected by this point of time.
    USFK adds 4 launchers to THAAD as protesters clash with police

    USFK adds 4 launchers to THAAD as protesters clash with police

    Local health and fire officials said dozens of people suffered mostly minor injuries during the clashes. The Russian leader will meet with Abe later in the day.
  • Gut Feeling: DallasCowboys.com Writers' Final Preview Of Cowboys-Giants

    Gut Feeling: DallasCowboys.com Writers' Final Preview Of Cowboys-Giants

    The second game was a 10-7 victory, which was won on a 61 yard touchdown pass to Odell Beckham Jr .in the third quarter. He is about as good as any player in the league in being able to take a slant pattern to the house for six points.
    Raiders vs. Titans: Highlights, game tracker and more

    Raiders vs. Titans: Highlights, game tracker and more

    Sunday was his first regular season game since the 2015 season, but he looked like he didn't lose a step during that year off. He made several tackles in the backfield, truly disrupting the run, and he almost had a pick late in the third quarter.
    New York Jets at Buffalo Bills - 9/10/17 NFL Pick, Odds, and Prediction

    New York Jets at Buffalo Bills - 9/10/17 NFL Pick, Odds, and Prediction

    The team looks quite a bit different this year, with QB Ryan Fitzpatrick and top WRs Brandon Marshall and Eric Decker out of town. Taylor was 8 for 8 on passes over the middle through three quarters, according to NFL Next Gen stats.


Most liked

Porsche 911 GT3 Touring Package deletes the rear wing
But, despite not having a big rear wing to create drag, the Touring can't match the standard manual GT3's top speed of 198mph. Its top speed , however, is a paltry 196 miles per hour , down from 198 miles per hour , likely due to the change in spoiler.

Two policemen killed in bomb attack in Egypt
Egypt has been suffering from a spike in terrorist attacks targeting civilians in the mainland over the past year. Egypt accuses Hasm of being a militant wing of the Muslim Brotherhood, an Islamist group it outlawed in 2013.

Martin Midstream Partners LP (NASDAQ:MMLP) Institutional Investors 2016 Q4 Sentiment
Looking at some alternate time periods, the 12 month price index is 0.98620, the 24 month is 1.07846, and the 36 month is 0.92390. Out of 5 Wall Street analysts rating Martin Midstream Partners LP, 1 give it "Buy", 0 "Sell" rating , while 4 recommend "Hold".

Lady Gaga Opened Up About Her Chronic Pain
At her concert last night in Toronto, Gaga received a letter from a fan to show that all the work she does really pays off. Watch the trailer for Gaga: Five Foot Two below.

United Kingdom doesn't need Brexit to curb European Union immigration, says former PM Blair
He personally thanked Conservative and Labour Remainers who voted for him to be their MP, so he could continue to oppose Brexit. Some were wearing blue t-shirts emblazoned with the slogan "Remoaner Till I Die" while others wore blue wigs and berets.

Leftists cheer Hurricane Irma's hit on Trump-voting Florida
Early on Friday, Irma battered the Turks and Caicos Islands - a British overseas territory - causing communications to go down. As many as 5.6 million people have been evacuated after Irma's landfall in Cuba.

Despite penalties and out-of-sync offense, Steelers get past Cleveland
Before the Browns took on the Steelers in the season opener, players joined with first responders in a show of unity Sunday. What it means for the Browns: 2017 was supposed to build off last season's 1-15 campaign.

Rare Phenomenon As Irma Literally Sucks The Water Away From The Shoreline
The storm sucked the ocean dry near Long Island, Bahamas, as it continues to strengthen and touch ground in Florida. More than six million people in Florida, roughly 30 per cent of the population, have been told to evacuate.

Ideal through the weekend and rain from Irma next week
Under this scenario, Wednesday night will feature mainly clear skies and seasonably cool low temperatures - lower to middle 50s. The latest forecasts have the storm making landfall in southern Florida late Saturday with winds of 130-155 miles per hour .

Lions Rookie WR Kenny Golladay is KILLING IT
Slot corner Quandre Diggs almost got a third, and broke up some key passes intended for star Cardinals receiver Larry Fitzgerald . And second-year defense end Anthony Zettel posted the Lions' only sack of the game, and just the second of his career.

Mohammed Shami, Umesh Yadav return for first 3 ODIs
In the pace line-up, Shardul Thakur has been dropped and in his place Umesh Yadav and Mohammed Shami have been brought in. Yadav and Shami, who were rested after the Sri Lanka Test series, have been recalled after a break.

Turkey issues travel warning for Turkish citizens in Germany
More than 50,000 people have been detained and 150,000 suspended in the crackdown, including journalists and opposition figures. Comments made Sunday by German Chancellor Angela Merkel did not improve matters.

Rafa Benitez oversees Newcastle's 1-0 win against Swansea from sick bed
Paul Clement believes Swansea have a stronger squad now than the one which featured Gylfi Sigurdsson and Fernando Llorente. He said "we are now under way". "He has been active in the game and kept in touch with us throughout the game".

South Korea's Moon says he and Putin share understanding on North Korea
For the Trump administration, honest Russian help with North Korea would be welcome, but that's not what it is seeing. The communist state has also staged nine missile tests since the new South Korean leader took office in May.

Bets for upcoming Southampton vs Arsenal fight
Neither Arsene Wenger nor his players could afford themselves to lose another match if they still want to be in the top four. Arsenal is still keeping the dream to be qualified in Champions League after the victory over Manchester on Sunday.